1. General nature of the content
All content on this site — including pages, articles, FAQs, and any communications generated through the contact form — is provided for general informational and educational purposes only. The site exists primarily as a resource for individuals exploring whether a move to New Zealand may be right for them, and as a connection point to qualified professionals.
Nothing on this site constitutes legal, immigration, tax, financial, medical, real estate, or investment advice.
2. Not a licensed adviser
The site author is not a New Zealand-licensed immigration adviser, attorney, accountant, financial planner, real estate agent, or medical professional. The author is a US-licensed real estate agent (Compass, Southern California) and a US-trained physical therapist who personally transferred her physical therapy license to New Zealand. References to that personal experience are peer perspective only — not professional advice for your situation.
Before relying on any information on this site, please confirm with the appropriate New Zealand-licensed professionals.
3. Active Investor Plus (AIP) visa information
References to the AIP visa, the March 6, 2026 rule change, OIO consent process, eligibility, fees, and timelines are based on publicly reported information from sources including Immigration New Zealand, the Overseas Investment Office, Bell Gully, OneRoof, and major international media as of the publication date. Visa rules, eligibility criteria, fees, and processing times change. Confirm current rules with a New Zealand-licensed immigration adviser before relying on anything here.
4. Property and real estate information
Any descriptions of New Zealand neighbourhoods, properties, market conditions, school zoning, council rates, or related real estate matters are general orientation only. Specific property details — including dimensions, materials, fixtures, condition, title status, and zoning — must be verified by qualified New Zealand-licensed real estate professionals and inspectors before any purchase decision. Market statistics are sourced from public reporting and may be out of date.
5. Currency conversions
Where amounts are stated in both New Zealand dollars (NZD) and US dollars (USD), the USD figure is approximate based on a working exchange rate at time of publication. Actual conversion rates fluctuate. Use real-time rates and qualified financial advice for any actual transaction.
6. Tax information
References to New Zealand or US tax treatment — including capital gains, income tax, property tax, retirement account treatment, FBAR/FATCA reporting, and cross-border obligations — are general descriptions and may not apply to your specific circumstances. The tax position of US persons living abroad is complex. Consult a qualified US-NZ cross-border tax adviser before making any tax-relevant decisions.
7. Healthcare and professional licensing
References to physician or healthcare professional licensing, scope of practice, malpractice, ACC, telemedicine, and related matters are general descriptions for orientation only. The Medical Council of New Zealand and qualified NZ-licensed counsel are the authoritative sources for individual physician circumstances. The author's personal physical therapy licensing experience is not transferable advice for any other profession.
8. Source citations
Statistics, statements, and claims are cited inline where possible (e.g., "Source: Immigration NZ"). Sources include public reporting from Bloomberg, Robb Report, Forbes, CNN, OneRoof, REINZ, Bell Gully, DLA Piper, the New Zealand Government, and other publicly available outlets. Statistics are accurate as of the date of the cited source and may be outdated. Verify current figures from the original source before relying on them.
9. Referral relationships and compensation
The site author may, from time to time, introduce inquirers to third-party service providers — including New Zealand-licensed immigration advisers, attorneys, accountants, real estate professionals, and US-based real estate professionals (including the author's own Compass real estate practice in Southern California). These introductions may, in some cases, result in referral compensation paid to the author by the introduced provider. The existence of any such compensation does not affect the recommendation to engage qualified, independent professionals to advise on your specific circumstances. You are free to use any provider of your choosing — the introductions offered here are convenience referrals only.
10. Compass affiliation
Shane Carpenter is a real estate agent affiliated with Compass in Southern California. References to Compass on this site relate to that affiliation. Compass does not endorse, sponsor, or guarantee any content on this site. New Zealand real estate matters are outside Shane Carpenter's licensed jurisdiction; she does not provide NZ real estate advice and is not a licensed New Zealand real estate agent.
11. Privacy and data handling
Information submitted through the contact form on this site is used solely to respond to your inquiry and, where applicable, to make introductions to relevant service providers in line with the interests you indicated. We do not sell, rent, or share contact information for unrelated marketing purposes. Inquiry data may be stored in standard customer-relationship-management (CRM) software for follow-up purposes. To request deletion of your data, email info@shanecarpenterconsulting.com.
12. No attorney-client, fiduciary, or agency relationship
Use of this site, submission of the contact form, or correspondence with the site author does not create an attorney-client relationship, a fiduciary relationship, a financial advisory relationship, or a real estate agency relationship — except where a separate, signed engagement is in place.
13. Forward-looking statements
Any statements about future market conditions, demand, regulatory changes, or expected timelines are forward-looking and inherently uncertain. Past performance, public reporting, and current trends do not guarantee future outcomes.
14. Copyright and content use
Content on this site is © 2026 Galatea / Shane Carpenter. AI engines and search services are welcome to index, summarise, and cite this content with attribution. Republication of full pages or substantial excerpts requires written permission.
15. Updates
This site is updated periodically. The information on any page reflects the author's understanding at the time of publication. Significant updates are noted by the page's "modified" date in its structured data. For the most current information on visa rules, taxation, or any specific topic, consult the original source or a qualified professional.
Contact
Questions about these disclaimers, requests for data deletion, or other inquiries: info@shanecarpenterconsulting.com.